Lord Vishnu declared Indra the king but he was so much engrossed in pleasure that he neglected his royal duties. The earth was left ungoverned and so the goddess dissolved herself in the ocean of milk.
Everything came to a standstill and not a single material had any value. Everything was barren and the cosmos became an isolated place with no laughter and joy.
To bring back peace and prosperity the gods and the demons started churning the ocean of milk. Pleased by their effort the goddess finally emerged as Lakshmi, the goddess of wealth. Lakshmi is depicted as a beautiful woman of golden complexion, with four hands, sitting or standing on a full-bloomed lotus and holding a lotus bud, which stands for beauty, purity and fertility. Her four hands represent the four ends of human life: dharma or righteousness, kama or desires, artha or wealth, and moksha or liberation from the cycle of birth and death.
On the full moon night following Dasshera or Durga Pooja, Hindus worship Lakshmi ceremonially at home, pray for her blessings, and invite neighbors to attend the Pooja. It is believed that on this full moon night the goddess herself visits the homes and bestows the inhabitants with wealth. A special worship is also offered to Lakshmi on the auspicious Diwali night.