Financial security means different things to different people. What does it mean to you?Enough money to pursue your dreams? Paying for your children's college education? Paying for a wedding, family trips or a vacation home? Early retirement? Or even a retirement with the same lifestyle or better than you currently have? Being able to leave a legacy to your heirs or favorite charity? Whatever financial security means to you, it begins and ends with accumulation of wealth in life. An individual who is considered wealthy, affluent, or rich is someone who has accumulated substantial wealth relative to others in their society or reference group.

Wealth is a significant factor to sustain in life, no basic necessity of a human life can be accomplished without money. But most of us are unable to accumulate enough wealth in life, the reason can be any - either our expenditure is very high or our income is very low or sometimes some unexpected and sudden factors prevail in our life that hamper our financial security.

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